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October 2025 Promotional Offer

As part of our promotional strategy, visitors who make a genuine quote request this month here at Insurance For Trades will automatically qualify for the following.

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Trades Insurance Articles

What Types of Insurance Does Every Australian Tradie Need?
What Types of Insurance Does Every Australian Tradie Need?
Public liability insurance is a type of cover that protects businesses and their owners from the financial risks of liabilities that may occur due to damage or injury to a third party. For tradies in Australia, this insurance is crucial due to the nature of their work environment. Working on various sites and handling different tasks increases the likelihood of accidents happening, which makes this type of insurance not only relevant but essential. - read more
Why Tradies Need Tailored Insurance Coverage: A Comprehensive Guide
Why Tradies Need Tailored Insurance Coverage: A Comprehensive Guide
In Australia, a 'tradie' is a commonly used term for someone working in the trades, such as plumbers, electricians, builders, or carpenters. Tradies play a vital role in maintaining and improving our homes, businesses, and infrastructure. - read more
Trade Insurance Made Easy: Streamlining Your Paperwork
Trade Insurance Made Easy: Streamlining Your Paperwork
Insurance is a crucial aspect of business for tradespeople. Whether you are a sole trader or run a small trades business, having the right insurance coverage protects you from unexpected financial burdens. - read more
Insurance News

Declining Construction Insurance Premiums: A Boon for Australian Tradies
Declining Construction Insurance Premiums: A Boon for Australian Tradies
28 Oct 2025: Paige Estritori
In recent developments within the Australian construction insurance sector, tradies are witnessing a notable decrease in premium rates. This trend is largely attributed to heightened competition among insurers, leading to more affordable coverage options for professionals in the trades industry. - read more
Navigating Rising Construction Costs: Insurance Strategies for Australian Tradies
Navigating Rising Construction Costs: Insurance Strategies for Australian Tradies
28 Oct 2025: Paige Estritori
The Australian construction industry is currently grappling with escalating costs, compelling tradies to reevaluate their insurance strategies to effectively manage increased financial risks. Factors such as supply chain disruptions, inflation, and labour shortages have collectively contributed to a significant rise in overall construction expenses. - read more
NSW Builders Face New Insurance Mandate: Professional Indemnity Coverage Required by 2026
NSW Builders Face New Insurance Mandate: Professional Indemnity Coverage Required by 2026
28 Oct 2025: Paige Estritori
In a significant regulatory development, registered building practitioners in New South Wales (NSW) are now required to secure professional indemnity (PI) insurance by July 1, 2026. This mandate, stemming from the Design and Building Practitioners Act 2021, underscores the importance of comprehensive risk management for tradies operating within the state. - read more
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Dictionary

Incontestability Clause

noun

A provision in a life insurance policy that prevents the insurer from voiding coverage due to a misstatement by the insured after a certain period.

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