APRA Reports Increase in General Insurance Premiums via Intermediaries

Analysing the $22.97 Billion Premium Volume in the Second Half of 2025

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Australian Prudential Regulation Authority (APRA) has released its latest intermediated general insurance statistics, revealing an increase in premium volumes placed through intermediaries in the six months to 31 December 2025.

The total intermediated premium invoiced for this period was $22.97 billion, up from $21.59 billion in the preceding six months and $22.28 billion in the corresponding period of the previous year.

Of this total, $18.87 billion was placed with APRA-authorised general insurers, marking an increase from $17.66 billion in the June 2025 half and $17.97 billion a year earlier. This growth indicates a strengthening reliance on intermediaries within the Australian insurance market.

For tradespeople, this trend underscores the importance of engaging with knowledgeable insurance intermediaries who can navigate the evolving market landscape. Intermediaries can provide tailored advice, ensuring that tradies secure comprehensive coverage that aligns with their specific needs and risk profiles. As the insurance market continues to adapt to various economic and environmental factors, leveraging the expertise of intermediaries can be a strategic advantage for those in the trades sector.

Published:Tuesday, 14th Apr 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

ACCC Deepens Investigation into IAG's Proposed RAC Insurance Acquisition

16 May 2026: Paige Estritori

The Australian Competition and Consumer Commission (ACCC) has escalated its examination of Insurance Australia Group's (IAG) proposed acquisition of RAC Insurance, moving the process into a Phase 2 review. This decision underscores the regulator's concerns about the potential for reduced competition within Western Australia's insurance market. - read more

Australian Insurers Achieve $6.1 Billion Profit Amid Rising Premiums

16 May 2026: Paige Estritori

Australia's insurance industry has reported a significant after-tax profit of $6.1 billion for the year 2024, marking a substantial increase compared to previous years. This surge in profitability is attributed to a combination of premium hikes and a year characterized by fewer severe weather events. - read more

Unprecedented Spike in Mental Health Insurance Claims Highlights Need for Prompt Payouts

16 May 2026: Paige Estritori

Australia is witnessing an unprecedented increase in mental health-related insurance claims, prompting consumer advocates to urge insurers and superannuation funds to expedite payouts to affected individuals. - read more

Click for more Insurance News

Trades Insurance Articles

Why Comprehensive Insurance is Crucial for Your Trade Business

Comprehensive insurance is a type of coverage that protects your trade business from various risks and unforeseen events. It typically includes an array of policies that cover different aspects of your business operations. - read more

Preventative Measures: Reducing the Risk of Work-Related Injuries

Preventing injuries in the workplace is essential for ensuring the safety and well-being of employees. It also plays a critical role in maintaining a productive and efficient working environment. When workers are safe, they are more likely to remain healthy, motivated, and engaged with their tasks. - read more

Affordable Insurance Options for Small Trade Businesses in Australia

Running a small trade business in Australia involves various risks, from accidental property damage to unexpected injuries on the job. These unforeseen events can lead to significant financial losses, which might be challenging for smaller enterprises to absorb. That's where comprehensive insurance comes into play. - read more

Knowledgebase

Professional indemnity:
An insurance that provides cover for liability incurred in the course of exercising a profession.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.