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APRA Reports Increase in General Insurance Premiums via Intermediaries

Analysing the $22.97 Billion Premium Volume in the Second Half of 2025

APRA Reports Increase in General Insurance Premiums via Intermediaries?w=400

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The Australian Prudential Regulation Authority (APRA) has released its latest intermediated general insurance statistics, revealing an increase in premium volumes placed through intermediaries in the six months to 31 December 2025.
The total intermediated premium invoiced for this period was $22.97 billion, up from $21.59 billion in the preceding six months and $22.28 billion in the corresponding period of the previous year.

Of this total, $18.87 billion was placed with APRA-authorised general insurers, marking an increase from $17.66 billion in the June 2025 half and $17.97 billion a year earlier. This growth indicates a strengthening reliance on intermediaries within the Australian insurance market.

For tradespeople, this trend underscores the importance of engaging with knowledgeable insurance intermediaries who can navigate the evolving market landscape. Intermediaries can provide tailored advice, ensuring that tradies secure comprehensive coverage that aligns with their specific needs and risk profiles. As the insurance market continues to adapt to various economic and environmental factors, leveraging the expertise of intermediaries can be a strategic advantage for those in the trades sector.

Published:Tuesday, 14th Apr 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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Moral Hazard:
The concept that individuals may take on more risk when they do not bear the full consequences of that risk, often relevant in insurance scenarios.